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Fee Schedule

Information is accurate as of 02/03/2025, and fees or services are subject to change.
Contact a member of our team if you have any additional questions.

Savings Accounts
Four (4) or more withdrawals per month $5 Per withdrawal
Insufficient Funds Fee $32 Per item*
Inactive Membership (after 12 months) $5 Per month
Early Closed Account Fee $25 Charged if membership is closed within 180 days of account opening

*Check and ACH or other electronic debit transactions that are returned for insufficient funds may be presented to us again for payment multiple times until paid. We do not monitor or control the number of times a transaction is presented for payment. You may be charged an Insufficient Funds Fee each time a debit is presented for payment and declined for insufficient funds, even if it was previously declined and a fee was previously charged.

Checking Accounts
Stop Payment $30 Per Request
Returned Deposit Item $20 Per item (to/from same member $35 per item – applies to checking or savings account)
Insufficient Funds Fee $32 Per item*
Overdraft Privilege Fee $30 Per item
Check copy
(front & back)
$5 Per copy
Box of Checks n/a Please inquire for details
Temporary Checks $2 Sheet of (4)
Inactive Bill Pay $5 Per month (after 30 days of no activity)
Foreign Item Fee $75 Up to $75 maximum
Choice Checking $6 Monthly fee
Premium Checking $9 Monthly fee

*Check and ACH or other electronic debit transactions that are returned for insufficient funds may be presented to us again for payment multiple times until paid. We do not monitor or control the number of times a transaction is presented for payment. You may be charged an Insufficient Funds Fee each time a debit is presented for payment and declined for insufficient funds, even if it was previously declined and a fee was previously charged.

Debit Cards
Visa International Transaction Fee 1% Of the total transaction
Out-of-Network ATM Usage Fee $2.50 Per transaction
Loans
Late Payment Up to $25  
Subordination $150 Per item
Courtesy Clear Activity Fee* $5.95 Per month
Collection Fee $25 Per item
Returned Payment $25 Per item
Staff Assisted Loan Payment $10 Per item

*Per month, charged if funds are accessed.

Share Certificates
Share Certificate Early Withdrawal Penalty – 12 month or less 90 days Dividends
Share Certificate Early Withdrawal Penalty – more than 12 months 180 days Dividends
Membership Benefit Account Features

Debit Card

$0

No fee Visa Debit cards – and we even offer instant issue in the Town Center Branch

Online Banking & Mobile App**

$0

Free
**data rates may apply if not connected to the internet.

Card Replacement

$0

Visa Debit and ATM cards

Notary

$0

For members

Access to the no-fee CO-OP ATM network

$0

Convenience is key. That’s why we offer over 30,000 free COOP ATMs nationwide.

Safe Deposit Box
Safe Deposit Box Activation $50 Per key
Safe Deposit Box Drilling $150 Per key
Safe Deposit Box Replacement Key $75 Per key
3" x 5" Box $20 Per year
3" x 10" Box $35 Per year
5" x 10" Box $50 Per year
10" x 10" Box $100 Per year

 

Convenience Fees
Paper Statement – Mail $5 Per statement
Statement Returned, Bad Address $6 Per item
Statement Copy $5 Per copy (also $5 per copy of interim account history)
Credit Union Issued Checks $5 Per check
Account Research Fee $30 Per hour (1 hour minimum, applies to any account type)
Levy/Garnishment Fee $40  
Outgoing Wire Transfer (domestic) $25 Per wire
Outgoing Wire Transfer (international) $50 Per wire
Incoming Wire Fee $5 Per wire
Non-member Check Cashing Fee $5 Per check
Rush Order on Plastic Cards $50 Per item
Check Image Rush Request $10 Per item if needing within 24 hours
The Essentials

Member NCUA

YES

Your deposits are insured by the National Credit Union Administration (NCUA) up to $250,000. https://mycreditunion.gov/insurance-estimator

Minimum Deposit

$0

No minimum deposit required to establish membership

Funding Your Account  

You can fund your new account in a few different ways, online or in person:

  • Transfer from a non-Red Rocks CU Account, visit www.redrocks.org
  • Check (by mail), contact information included on the last page of this document.
  • Wire transfer
Contact our team for account questions or support:

Main Phone Line

303.471.7625

24/7 Member Support

303.471.7600

Email

General account questions: support@redrocks.org

Loan questions: loans@redrocks.org

Chat

Visit www.redrocks.org and select chat now on the bottom right of the homepage.

Mail

If you are sending correspondence to Red Rocks via mail, including a deposit or loan payment, send it to the following address:

Red Rocks Credit Union
8195 SouthPark Lane
Littleton, CO 80120