Fee Schedule
Information is accurate as of 02/03/2025, and fees or services are subject to change.
Contact a member of our team if you have any additional questions.
Four (4) or more withdrawals per month | $5 | Per withdrawal |
Insufficient Funds Fee | $32 | Per item* |
Inactive Membership (after 12 months) | $5 | Per month |
Early Closed Account Fee | $25 | Charged if membership is closed within 180 days of account opening |
*Check and ACH or other electronic debit transactions that are returned for insufficient funds may be presented to us again for payment multiple times until paid. We do not monitor or control the number of times a transaction is presented for payment. You may be charged an Insufficient Funds Fee each time a debit is presented for payment and declined for insufficient funds, even if it was previously declined and a fee was previously charged.
Stop Payment | $30 | Per Request |
Returned Deposit Item | $20 | Per item (to/from same member $35 per item – applies to checking or savings account) |
Insufficient Funds Fee | $32 | Per item* |
Overdraft Privilege Fee | $30 | Per item |
Check copy (front & back) |
$5 | Per copy |
Box of Checks | n/a | Please inquire for details |
Temporary Checks | $2 | Sheet of (4) |
Inactive Bill Pay | $5 | Per month (after 30 days of no activity) |
Foreign Item Fee | $75 | Up to $75 maximum |
Choice Checking | $6 | Monthly fee |
Premium Checking | $9 | Monthly fee |
*Check and ACH or other electronic debit transactions that are returned for insufficient funds may be presented to us again for payment multiple times until paid. We do not monitor or control the number of times a transaction is presented for payment. You may be charged an Insufficient Funds Fee each time a debit is presented for payment and declined for insufficient funds, even if it was previously declined and a fee was previously charged.
Visa International Transaction Fee | 1% | Of the total transaction |
Out-of-Network ATM Usage Fee | $2.50 | Per transaction |
Late Payment | Up to $25 | |
Subordination | $150 | Per item |
Courtesy Clear Activity Fee* | $5.95 | Per month |
Collection Fee | $25 | Per item |
Returned Payment | $25 | Per item |
Staff Assisted Loan Payment | $10 | Per item |
*Per month, charged if funds are accessed.
Share Certificate Early Withdrawal Penalty – 12 month or less | 90 days | Dividends |
Share Certificate Early Withdrawal Penalty – more than 12 months | 180 days | Dividends |
Debit Card |
$0 |
No fee Visa Debit cards – and we even offer instant issue in the Town Center Branch |
Online Banking & Mobile App** |
$0 |
Free |
Card Replacement |
$0 |
Visa Debit and ATM cards |
Notary |
$0 |
For members |
Access to the no-fee CO-OP ATM network |
$0 |
Convenience is key. That’s why we offer over 30,000 free COOP ATMs nationwide. |
Safe Deposit Box Activation | $50 | Per key |
Safe Deposit Box Drilling | $150 | Per key |
Safe Deposit Box Replacement Key | $75 | Per key |
3" x 5" Box | $20 | Per year |
3" x 10" Box | $35 | Per year |
5" x 10" Box | $50 | Per year |
10" x 10" Box | $100 | Per year |
Paper Statement – Mail | $5 | Per statement |
Statement Returned, Bad Address | $6 | Per item |
Statement Copy | $5 | Per copy (also $5 per copy of interim account history) |
Credit Union Issued Checks | $5 | Per check |
Account Research Fee | $30 | Per hour (1 hour minimum, applies to any account type) |
Levy/Garnishment Fee | $40 | |
Outgoing Wire Transfer (domestic) | $25 | Per wire |
Outgoing Wire Transfer (international) | $50 | Per wire |
Incoming Wire Fee | $5 | Per wire |
Non-member Check Cashing Fee | $5 | Per check |
Rush Order on Plastic Cards | $50 | Per item |
Check Image Rush Request | $10 | Per item if needing within 24 hours |
Member NCUA |
YES |
Your deposits are insured by the National Credit Union Administration (NCUA) up to $250,000. https://mycreditunion.gov/insurance-estimator |
Minimum Deposit |
$0 |
No minimum deposit required to establish membership |
Funding Your Account |
You can fund your new account in a few different ways, online or in person:
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Main Phone Line |
303.471.7625 |
24/7 Member Support |
303.471.7600 |
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General account questions: support@redrocks.org Loan questions: loans@redrocks.org |
Chat |
Visit www.redrocks.org and select chat now on the bottom right of the homepage. |
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If you are sending correspondence to Red Rocks via mail, including a deposit or loan payment, send it to the following address: Red Rocks Credit Union |