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Fee Schedule

Information is accurate as of 10/01/2023, and fees or services are subject to change.
Contact a member of our team if you have any additional questions.

Savings Accounts
Four (4) or more withdrawals per month $5 Per withdrawal
Insufficient Funds Fee $32 Per item*
Inactive Membership (after 12 months) $5 Per month
Early Closed Account Fee $25 Charged if membership is closed within 180 days of account opening

*A fee will be imposed for each submission of the same item if that same item is resubmitted and returned again.

Checking Accounts
Stop Payment $30 Per Request
Returned Deposit Item $20 Per item (to/from same member $35 per item – applies to checking or savings account)
Insufficient Funds Fee $32 Per item*
Overdraft Privilege Fee $30 Per item
Overdraft Transfer
(savings to checking)
$5 Per transfer
Check copy
(front & back)
$5 Per copy
Box of Checks n/a Please inquire for details
Temporary Checks $2 Sheet of (4)
Inactive Bill Pay $5 Per month (after 30 days of no activity)
Foreign Item Fee $75 Up to $75 maximum
Basic Checking $3 Monthly fee if balance falls below $100 average balance in the month
Choice Checking $6 Monthly fee
Premium Checking $9 Monthly fee

*A fee will be imposed for each submission of the same item if that same item is resubmitted and returned again.

Debit Cards
Visa International Transaction Fee 1% Of the total transaction
Out-of-Network ATM Usage Fee $2.50 Per transaction
Late Payment Up to $25  
Subordination $150 Per item
Courtesy Clear Activity Fee* $5.95 Per month
Collection Fee $25 Per item
Returned Payment $25 Per item
Staff Assisted Loan Payment $10 Per item

*Per month, charged if funds are accessed.

Share Certificates
Share Certificate Early Withdrawal Penalty – 12 month or less 90 days Dividends
Share Certificate Early Withdrawal Penalty – more than 12 months 180 days Dividends
Membership Benefit Account Features

Debit Card


No fee Visa Debit cards – and we even offer instant issue in the Town Center Branch

Online Banking & Mobile App**


**data rates may apply if not connected to the internet.

Card Replacement


Visa Debit and ATM cards



For members

Access to the no-fee CO-OP ATM network


Convenience is key. That’s why we offer over 30,000 free COOP ATMs nationwide.

Safe Deposit Box
Safe Deposit Box Activation $50 Per key
Safe Deposit Box Drilling $150 Per key
Safe Deposit Box Replacement Key $75 Per key
Convenience Fees
Paper Statement – Mail $5 Per statement
Statement Returned, Bad Address $6 Per item
Statement Copy $5 Per copy (also $5 per copy of interim account history)
Credit Union Issued Checks $5 Per check
Account Research Fee $30 Per hour (1 hour minimum, applies to any account type)
Levy/Garnishment Fee $40  
Outgoing Wire Transfer (domestic) $25 Per wire
Outgoing Wire Transfer (international) $50 Per wire
Incoming Wire Fee $5 Per wire
Non-member Check Cashing Fee $5 Per check
Rush Order on Plastic Cards $50 Per item
Check Image Rush Request $10 Per item if needing within 24 hours
The Essentials

Member NCUA


Your deposits are insured by the National Credit Union Administration (NCUA) up to $250,000.

Minimum Deposit


No minimum deposit required to establish membership

Funding Your Account  

You can fund your new account in a few different ways, online or in person:

  • Transfer from a non-Red Rocks CU Account, visit
  • Check (by mail), contact information included on the last page of this document.
  • Wire transfer
Contact our team for account questions or support:

Main Phone Line


24/7 Member Support



General account questions:

Loan questions:


Visit and select chat now on the bottom right of the homepage.


If you are sending correspondence to Red Rocks via mail, including a deposit or loan payment, send it to the following address:

Red Rocks Credit Union
8195 SouthPark Lane
Littleton, CO 80120