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Home Equity

Home Equity Lines of Credit & Loans

We’re all about helping you get the most out of life – right now and the right way.

And we work hard to deliver the financing solutions that give you the cash you need to build the life you want – like our home equity solutions. By using the equity in your home, you can get the cash you need to make life better in so many ways:

  • Consolidate your debt 
  • Make improvements and repairs to your home
  • Pay for education expenses, unexpected bills or medical bills
  • Make a major purchase like a car or furniture
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Financing Solutions

Home Equity Line of Credit (HELOC)

Enjoy a flexible line of credit so you can get the cash you need right when you need it.

  • Flexible line-of-credit access to cash
  • Finance only what you need when you need it at a competitive variable rate
  • Borrow up to 89.9% of the value in your home
  • Flexibility to convert drawn funds to a fixed rate loan
  • Enjoy tax benefits*

*The interest may be tax deductible. Consult your tax advisor.

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Achieve any aspiration

The APR for a Home Equity Line of Credit is variable and based on Prime Rate as published in the Wall Street Journal, plus a margin.  The maximum APR is 12.00%.  You can obtain credit advances for 120 months (the draw period). During the draw period, payments will be due on a monthly basis. Your minimum monthly payment for variable rate balances will be established at the close of each billing cycle at an amount equal to the greater of 1.00% of Your then unpaid balance or all accrued but unpaid Finance Charges incurred during the billing cycle, subject to the lesser of $50.00 or your variable rate balance. Typical loan application and closing fees can range from $231.25 to $1,088.25. 

View our Home Equity Line of Credit Disclosures
What you should know about Home Equity Lines of Credit. 

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