Spend - Red Rocks Credit Union

Three Ways to Check Off What Matters Most

Whether you’re looking for simplicity or added perks, Red Rocks Credit Union offers three checking account options to fit your life.

Choice and Premium Checking can help lower your bills and is packed with exclusive benefits like roadside assistance, cell phone protection, identity theft aid, and special savings—right at your fingertips with our mobile app.

Just need the essentials? Our Basic Checking gives you all the everyday banking tools you need, with the flexibility and convenience you expect.

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Compare Our Checking Accounts

From simple to seriously rewarding, find the type of account & rewards that best fit your lifestyle:

Account Options

Basic Checking

CHOICE CHECKING

PREMIUM CHECKING

Red Rocks REWARDS

ID Theft Aid

Credit and Identity Monitoring

Roadside Assistance

Health Savings Card

Cell Phone Protection*

Shop Local, Save Local with BaZing Savings

Accidental Death Coverage

$10,000 Travel

$25,000 Travel

Buyer’s Protection and Extended Warranty

Billshark

Features

Free eStatements

Free Paper Statements

$6/mo

Mobile Wallet

Free Checks

Out-of-Network ATM Fees Waived

0.25% Interest Rate Discount on Closed-End Loans

Monthly Service Charge

$0

$6

$9

Open an Account

Open an Account

Open an Account

1. Subject to the terms and conditions detailed in the Guide to Benefits. 2. Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3. Billshark, identity monitoring, and credit monitoring each require additional activation to begin. 4. Some restrictions may apply.

*Pay your cell phone bill with your BaZing checking account, and you're covered up to $600 per claim.

Choice Checking Benefits Reference Guide | Premium Checking Benefits Reference Guide

Compare Our Checking Accounts

From simple to seriously rewarding— find the type of account & rewards that best fit your lifestyle:

Basic Checking

Red Rocks REWARDS
ID Theft Aid i
Credit and Identity Monitoring i
Roadside Assistance i
Health Savings Card i
Cell Phone Protection i
Shop Local, Save Local with BaZing Savings i
Accidental Death Coverage i
Buyer's Protection and Extended Warranty i
Billshark i

Features
Free eStatements i
Free Paper Statements i	$6/mo
Mobile Wallet i
Free Checks i
Out-of-Network ATM Fees Waived i
0.25% Interest Rate Discount on Closed-End Loans i
Monthly Service Charge i	$0

Choice Checking

Red Rocks REWARDS
ID Theft Aid i
Credit and Identity Monitoring i
Roadside Assistance i
Health Savings Card i
Cell Phone Protection i
Shop Local, Save Local with BaZing Savings i
Accidental Death Coverage i	$10,000 Travel
Buyer's Protection and Extended Warranty i
Billshark i

Features
Free eStatements i
Free Paper Statements i
Mobile Wallet i
Free Checks i
Out-of-Network ATM Fees Waived i
0.25% Interest Rate Discount on Closed-End Loans i
Monthly Service Charge i	$6

Premium Checking

Red Rocks REWARDS
ID Theft Aid i
Credit and Identity Monitoring i
Roadside Assistance i
Health Savings Card i
Cell Phone Protection i
Shop Local, Save Local with BaZing Savings i
Accidental Death Coverage i	$25,000
Buyer's Protection and Extended Warranty i
Billshark i

Features
Free eStatements i
Free Paper Statements i
Mobile Wallet i
Free Checks i
Out-of-Network ATM Fees Waived i
0.25% Interest Rate Discount on Closed-End Loans i
Monthly Service Charge i	$9

1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 Billshark, identity monitoring, and credit monitoring each require additional activation to begin. 4 Some restrictions may apply.

Pay your cell phone bill with your BaZing checking account and you're covered up to $600 per claim

Choice Checking Benefits Reference Guide | Premium Checking Benefits Reference Guide

Manage Your Finances on the Go

Features on Every Checking Account Option:

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Early Pay Days

Get paid up to 2 days early.

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Digital Wallet

Compatible with ApplePay, SamsungPay, and GooglePay.

surcharge-free-atm-1

Surcharge-Free ATMs

Thanks to 30,000 ATMs nationwide, you can bank without boundaries.

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Mobile Banking App

Perform a wide range of tasks from the convenience of your mobile device.

Stop paying for one-off features and start getting the most out of your checking account with Red Rocks Rewards.

Through Choice or Premium Checking, get exclusive access to everyday features all in one app. Access to roadside assistance, cell phone protection, ID theft aid, local savings and nationwide discounts right from your phone. Don't need the additional features? We've got you covered. With our Basic Checking option, you'll still have access to all of our anywhere banking tools.

Discover the right checking account tailored to your needs.

Premium Checking

All the benefits of Choice Checking, in addition to:

Additional ID Theft Aid

Additional Accidental Death Coverage

Additional Cell Phone Protection

Billshark

Buyer’s Protection and Extended Warranty

Discount on Closed-End Loans

Additional Credit Union Benefits

$9 monthly fee

OPEN A CHECKING ACCOUNT

Choice Checking

All the benefits of Basic Checking, in addition to:

ID Theft Aid

Accidental Death Coverage

Cell Phone Protection

Buyer’s Protection and Extended Warranty

Roadside Assistance

Health Savings Card

Shop Local, Save Local with BaZing savings

$6 monthly fee

OPEN A CHECKING ACCOUNT

Basic Checking

Meet your basic banking needs:

Anywhere Banking Tools – mobile and online banking, bill pay, debit card, and e-statements.

Digital Wallet Compatible Debit Card

Get your paycheck up to two days early with direct deposit*

OPEN A CHECKING ACCOUNT

Real Stories from Red Rocks Rewards Members

"I saved money taking my boys' friends to Topgolf on their birthdays." - David, Member since 2022.

"Our family vacation was a blast, and the small monthly fee paled in comparison to the immense savings we enjoyed on our hotel stay and adventure activities. Red Rocks Rewards has my heart!." - Sarah, Member since 2019

"At first, the idea of a fee made me skeptical, but after switching to the new account, there's no way I'd ever revert to a regular checking account. By ditching several subscriptions, I'm now pocketing significant savings each month. Honestly, the nominal monthly charge is utterly insignificant when weighed against the savings." Robert, Member since 1994.

Premium Checking

Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements

Billshark
ID Theft Aid
Roadside Assistance
Health Savings Card
Cell Phone Protection
Buyer’s Protection and Extended Warranty
Shop Local, Save Local with BaZing savings
0.25% off most closed-ended, consumer loan products.
Digital Wallet Compatible Debit Card
Get your paycheck up to two days early with direct deposit**

$9 monthly fee

OPEN A CHECKING ACCOUNT

Premium Checking

Choice Checking

Anywhere Banking Tools – mobile banking, online banking, bill pay, debit card, and e-statements.
Cell Phone Protection
Buyer’s Protection and Extended Warranty
ID Theft Aid
Roadside Assistance
Health Savings Card
Shop Local, Save Local with BaZing savings
Digital Wallet Compatible Debit Card
Get your paycheck up to two days early with direct deposit**

$6 monthly fee

OPEN A CHECKING ACCOUNT

Basic Checking

Meet your basic banking needs:

Digital Wallet Compatible Debit Card
Get your paycheck up to two days early with direct deposit**
Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements

Maintain a $100 minimum balance, and we’ll waive the $3 monthly fee.*

OPEN A CHECKING ACCOUNT