Empower Your Wallet: Maximize Savings with Red Rocks Rewards
All-in-One Checking Solution
Stop paying for one-off features and start getting the most out of your checking account with Red Rocks Rewards.
Through Choice or Premium Checking, get exclusive access to everyday features all in one app. Access to roadside assistance, cell phone protection, ID theft aid, local savings and nationwide discounts right from your phone. Don't need the additional features? We've got you covered. With our Basic Checking option, you'll still have access to all of our anywhere banking tools.
Discover the right checking account tailored to your needs.
Premium Checking
All the benefits of Choice Checking, in addition to:
Additional ID Theft Aid
Additional Accidental Death Coverage
Additional Cell Phone Protection
Billshark
Buyer’s Protection and Extended Warranty
Discount on Closed-End Loans
Additional Credit Union Benefits
$9 monthly fee
Choice Checking
All the benefits of Basic Checking, in addition to:
ID Theft Aid
Accidental Death Coverage
Cell Phone Protection
Buyer’s Protection and Extended Warranty
Roadside Assistance
Health Savings Card
Shop Local, Save Local with BaZing savings
$6 monthly fee
Real Stories from Red Rocks Rewards Members
"I saved money taking my boys' friends to Topgolf on their birthdays." - David, Member since 2022.
"Our family vacation was a blast, and the small monthly fee paled in comparison to the immense savings we enjoyed on our hotel stay and adventure activities. Red Rocks Rewards has my heart!." - Sarah, Member since 2019
"At first, the idea of a fee made me skeptical, but after switching to the new account, there's no way I'd ever revert to a regular checking account. By ditching several subscriptions, I'm now pocketing significant savings each month. Honestly, the nominal monthly charge is utterly insignificant when weighed against the savings." Robert, Member since 1994.
Manage Your Finances on the Go; Features on Every Checking Account Option:
Online banking, bill pay, early payday, seamless mobile banking, and a digital-wallet capable debit card. Your account even includes access to a network of over 30,000 Surcharge-Free ATMs across the country, thanks to our Co-Op Network ATM locations in our nationwide network. It's never been easier to be in control of your money from anywhere.
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. See Red Rocks full Membership and Checking Disclosures here.
Premium Checking
Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements
- Billshark
- ID Theft Aid
- Roadside Assistance
- Health Savings Card
- Cell Phone Protection
- Buyer’s Protection and Extended Warranty
- Shop Local, Save Local with BaZing savings
- 0.25% off most closed-ended, consumer loan products.
- Digital Wallet Compatible Debit Card
- Get your paycheck up to two days early with direct deposit**
$9 monthly fee
Choice Checking
- Anywhere Banking Tools – mobile banking, online banking, bill pay, debit card, and e-statements.
- Cell Phone Protection
- Buyer’s Protection and Extended Warranty
- ID Theft Aid
- Roadside Assistance
- Health Savings Card
- Shop Local, Save Local with BaZing savings
- Digital Wallet Compatible Debit Card
- Get your paycheck up to two days early with direct deposit**
$6 monthly fee
Basic Checking
Meet your basic banking needs:
- Digital Wallet Compatible Debit Card
- Get your paycheck up to two days early with direct deposit**
- Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements
Maintain a $100 minimum balance, and we’ll waive the $3 monthly fee.*
Subject to the terms and conditions detailed in the Guide to Benefits. 2) Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3) Identity and credit monitoring require additional activation for monitoring to begin. Some restrictions may apply.