Stay vigilant and protect yourself from fraudulent schemes
Impersonation Scam
Credit union impersonation scams involve members mistakenly believing they're interacting with a legitimate credit union representative through email (phishing), SMS text message (smishing), or live voice call (vishing). However, they're unknowingly divulging confidential information to a scammer.
Identity Theft and Fraud
Identity theft, one of the fastest-growing crimes in America, occurs when someone gains access to your Social Security number, enabling them to obtain further personal details about you. With this information, identity thieves can fraudulently apply for credit in your name, leading to financial damage when they fail to pay bills, impacting your credit score.
Sweetheart Scams
Millions of individuals seeking companionship through online dating platforms often encounter scammers instead of genuine connections, resulting in significant financial losses. Romance scams, which hit a record $304 million in reported losses to the FTC in 2020, involve fraudsters creating fake personas on dating sites or social media to deceive victims into sending money under false pretenses.