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Your Neighborhood Credit Union Since 1979

At Red Rocks Credit Union, you’re not just a customer. You’re a member, an owner, and one of us.

Become a Member

You Deserve More Than a Bank

We’re not-for-profit, community-built, and people-first. That means everything we do, from how we lend money to how we treat our members, is designed to serve you (and only you).
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Not-for-Profit, Member-Owned

Your money works for you, not outside shareholders.

Rooted in Colorado Since 1979

We live here, work here, and reinvest in our communities.

Fewer Fees, Better Rates

Keep more of your money with low-cost, people-first banking.

Your Street, Not Wall Street:
The Difference Between Credit Union v. Big Banks

As a member of Red Rocks Credit Union, you belong to something bigger than just a checking account. You’re part of a movement that’s rewriting what money can mean: trust, fairness, and shared growth.

Red Rocks Credit Union

  • You’re a member-owner, not a customer
  • Not-for-profit: earnings go back to members
  • Lower fees and better interest rates
  • Local decisions made by people who know your community
  • Personalized support (no sales quotas here)
  • Built to serve, not to sell

Big Banks

  • You’re a customer (so the bank comes first)
  • Profits go to shareholders, not you
  • Higher fees, less competitive rates
  • Centralized decisions made out of state
  • Products pushed to meet sales goals
  • Focused on scale, not local support

This Is What Makes Us Red Rocks Credit Union

We provide trusted support, tailored solutions, and unparalleled service that meet your financial needs over a lifetime. This isn't just our promise, it's the foundation of how we serve every member, every day.

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Clarity

We keep things simple: easy-to-use tools, plain language, and real support when you need it.
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Empathy

No judgment. Just people who care about helping you take the next step, wherever you're starting from.
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Community

We’re built in Colorado, by Coloradans, for Colorado. Our impact stays right here.
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Belonging

At Red Rocks, you’re never just an account. You’re a member, and that means you’re one of us.

Our Members Say It Best

“We just opened up a few accounts for the kids as starter accounts and we were pleasantly surprised to learn how much higher the interest rates are for some of the savings accounts. Briana was great to work with and was most helpful with showing my kids how to set up the mobile app on their phones and how to get started. She was able to quickly and efficiently answer all our questions and provide additional information about the credit union that I was not aware of. I wish we had looked into this credit Union a lot sooner. We will be transferring all of our current banking accounts here based on the much higher interest rates for savings and no/low fees compared to our current bank.”
JadeRRCU Member
“My parents opened my first account with me at Red Rocks when I was 12 yrs old. I still have it to this day. My mom also still has her account as it was opened by my father through their previous partnership with Lockheed Martin over 40 years ago. They are a staple in the community and really go the extra mile to engage with their account holders. Their efforts can be seen in their customer service. When you call you speak to a real person, not an automated service. Folks like Tyrell, one of the Red Rocks member advocates, will do their best to answer every question and provide every option for service. I admire the hands on approach they take and will continue to use Red Rocks well into the future. I recommend them to everyone.”
TalishaRRCU Member

What Can We Help You Do Today?

At Red Rocks Credit Union, we believe financial progress starts with listening. Whether you're saving for a milestone, paying off debt, or investing in your future, we’re here to help with support that meets you where you are. No pressure, no judgment.

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I want to save for something big
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I’m looking to open a new account
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I’m looking to buy a home or car
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I want to build wealth over time

Want to Learn More About Banking Better?

Sign up for exclusive financial tips, local stories, and ways to get more from your money (without the sales pitch).

 

Answering Your Biggest Questions

Who can become a member of Red Rocks Credit Union?

Red Rocks CU membership is available to anyone who lives or works in Douglas, Arapahoe, or Jefferson County, Colorado. You can also apply for membership through our Made to Impact Foundation (MTIF). MTIF was created to enrich lives™ by supporting mental health, veteran services, and housing stability initiatives.

Joining is simple. You can apply online in just a few minutes or stop by one of our branches!
Is Red Rocks Credit Union insured?

Yes. Your deposits are federally insured by the National Credit Union Administration (NCUA). This protection is similar to the FDIC coverage banks offer, giving you peace of mind that your money is safe.
What are the benefits of membership?

As a member-owner, you enjoy:

  • Lower loan rates and higher savings dividends compared to big banks.
  • Fewer and lower fees.
  • Local decision-making and personal service from people who live and work in your community.
  • Access to thousands of surcharge-free ATMs and shared branches nationwide.

 
How is a credit union different from a bank?

Credit unions are not-for-profit financial cooperatives. Instead of paying profits to shareholders, we reinvest earnings back into our members through better rates, fewer fees, and community support. When you join Red Rocks CU, you’re not a customer. You’re an owner.
What digital and branch access do I have as a member?

Members have free access to our online and mobile banking tools, including bill pay, mobile deposit, and account management. You can also visit our local branches or use a nationwide network of shared branches and ATMs.
How do I get support if I need help?

You can contact our member services team by phone, secure online messaging, or in person at a branch. Our team is here to help with everything from everyday banking to planning for your financial future. 

Let’s Connect

We’re here to help in person, online, or wherever you are.

Find a Branch Near You

Visit one of our Colorado branches to speak with a team member face-to-face.

Download Our Mobile App

Bank anytime, anywhere (securely and easily) from your phone.

Contact Us

Have a question? Reach out through our online form and we’ll get back to you soon.