Auto Loans | New & Used Cars, RV & Motorcycle Financing at Red Rocks Credit Union

Apply for an Auto Loan Today

Stop Dreaming, Start Driving

Hit the road with an auto loan from Red Rocks Credit Union. Whether you’re purchasing or refinancing a vehicle or RV, choose the financing that allows you to do it affordably. Financing is also available for motorcycles, recreational, and off-road vehicles.

Loans starting at 5.49% APR*
Terms up to 84 months*
Convenient, 24/7 online application
Apply in less than 5 minutes

*APR=Annual Percentage Rate. The quoted rate is the lowest available rate. Rates, terms, and conditions are subject to change without notice and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans are subject to credit approval. Membership required. A $30,000 loan for 72 months at 6.24% APR would result in a monthly payment of $501.

Smiling person in a new car - representing auto purchase or refinance loan.

Refi with Red Rocks Credit Union and Enjoy a Lower Payment in as Little as 24 Hours

Ready to ride for joy? Then jump on this special offer, designed to help you lower your auto loan rate and enjoy extra incentives. When you refinance your auto loan from another lender with Red Rocks Credit Union, you get:

Lower Interest Rate

Lower your rate by at least 1.00% down to a floor of 4.00% APR¹.

Cash-back icon — representing $150 cash-back incentive for refinancing.

Get Cashback

We'll give you $150 cashback². That's literally money in your pocket.

Calendar icon with ‘90 Days’ — signifying payment deferral offer after refinancing.

90-Day Payment Vacation

Take a break from car payments for up to 90 days³ when you switch.

Customizable loan terms icon — illustrating flexible loan term options.

Customizable Terms

Adjust your loan terms so you'll have lower payments that fit your budget.

¹APR=Annual Percentage Rate. The quoted rate is the lowest available rate and reflects all discounts. Rates, terms, and conditions are subject to change without notice and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. Must provide verification of current rate. All loans are subject to approval. The offer does not apply to current Red Rocks Credit Union loans. Membership required. A $30,000 loan for 72 months at 6.24% APR would result in a monthly payment of $501.

²Cashback offer is subject to IRS dividend reporting. $150 deposited to Red Rocks share savings or checking account after the closing of the auto loan. Cash is considered a bonus and may be reported on IRS Form 1099.

³Interest will accrue during the payment deferral period. To qualify for 90 days of deferred auto-payments you must be in good standing with Red Rocks Credit Union (no delinquent or charged-off loans and a positive balance in all accounts)..

We Make it Easy

Buying a vehicle is a big investment, and sometimes the process can be frustrating. That's why this partnership helps you find what you’re looking for, get a fair price, and drive off into the sunset with a smile on your face.

CarFax

Get peace of mind with vehicle history reports on used cars before you buy. You’ll be able to review a vehicle’s accident history, open recalls, ownership history, and more. When you finance your used vehicle with Red Rocks Credit Union, we’ll give you 50% off your CarFax report.

Get a CarFax Report here

Get an Auto Loan or Refinance Your Vehicle

Stop Dreaming, Start Driving