Skip to content
Close
SEARCH
Login
Login
RRCU Upstart - Logos

WELCOME TO RED ROCKS
CREDIT UNION!

YOU'RE OFFICIALLY A MEMBER

The Red Rocks Credit Union Difference

When you join Red Rocks Credit Union, you’re joining a community.  We’re a local, member-owned credit union that puts people first and focuses on building long-term relationships.

That means we take time to understand what you need and make it easy to get support from real people when you have questions.

Watch the video to see what membership at Red Rocks Credit Union is all about.

Why Members Choose Red Rocks Credit Union

Red Rocks Credit Union Difference

Because we’re member-owned, our success is measured by how well our members are doing, not by shareholder returns.

Personal, Local Service

From digital tools to in-branch support, you’ll always have access to knowledgeable staff who are here to help.

Real Value For Real Life

We focus on competitive rates, low fees, and products designed to support everyday financial needs and long-term goals.

Guidance You Can Trust

Our team believes informed members make better decisions, which is why we invest in financial education and helpful resources.

People Over Profits

Being member-owned, our success is always measured by how well our members are doing.
Real Value For Real Life

Competitive rates, low fees, and products built for everyday needs and long-term goals.
Personal, Local Service

From digital tools to in-branch support, our knowledgeable staff is always here to help.

 
Guidance You Can Trust

We invest in financial education and resources so you can make confident decisions.

 
Our Most Popular Savings Account

Reverse Tier Savings (RTS)

Our Reverse Tier Savings account is designed to reward everyday savers by paying higher dividends on lower balances, so your money can grow faster from the start.

Unlike traditional savings accounts, our Reverse Tier Savings Account earns you 5.75% APY on your first $2,000, helping your money grow faster from your very first dollar.

Why members love RTS:

  • Higher dividends on everyday balances compared to traditional savings
  • Easy access to your funds whenever you need them
  • No complicated requirements—just simple saving
Learn More About RTS
skip-a-pack_is_back_header_img

More Ways To Manage And Grow Your Money

If you’re saving for a future purchase or just want an easier way to handle day-to-day banking, we’re here to help you find the right fit. Members have access to a full range of deposit options to fit different needs and goals, including:

Early Pay Days Icon
Open A Checking
Get paid up to two days early with a checking account that has no fees or minimum balance.
Digital Wallet Icon
Get Guaranteed Rates
Certificates of Deposit (CDs) for guaranteed returns over set time periods
noun-earnings-7821592-003A56
Start Saving Today
Savings accounts designed to meet your specific goals and timelines
RRCU Upstart - Email Header (12 Width)

Auto Loans: A Smarter Way To Finance Your Vehicle

From buying new to refinancing your current loan, our auto loans are designed to make the process simple and affordable.

Why members choose us for auto loans:

  • Competitive rates to help keep monthly payments affordable
  • Flexible terms that fit your budget and lifestyle
  • Quick application process with local support available when you need it
Learn More and Apply
Auto Purchase

We’re Here When You’re Ready

Getting started or taking the next step doesn’t have to be complicated. If you have questions about our products, membership, or any other inquiry, call us at 303.471.7625 or send a message to get support from our team.

Answering Your Biggest Questions

 

Am I really a member if I came through Upstart?

Yes! When you received your loan, you became a member and an owner of Red Rocks Credit Union. That means you have access to all of our products and support, just like any other member who joined online or in person.
Do I need to do anything now that I have a loan with Red Rocks Credit Union?

You’re already a member! There’s nothing required to keep your membership active. That said, many members choose to open checking or savings accounts to make everyday banking easier and take full advantage of member benefits.
How is a credit union different from a bank?

Credit unions are not-for-profit and member-owned, which means we focus on serving members rather than maximizing profits. That often translates into better rates, lower fees, and more personalized service.
Can I open additional accounts even if I started with just a loan?

Absolutely. Members can open checking, savings, certificates, and more at any time. You can apply online or with help from our team if you’d prefer to talk it through.
Where can I get help if I have questions about my account or loan?

You can call us, send us a message, or stop by a branch. Whatever works best for you. Our team is here to help with anything from payments to choosing new products.
Is online and mobile banking available?

Yes. Members have access to free digital banking tools that make it easy to manage accounts and stay on top of finances anytime, anywhere.
Can I refinance or apply for another loan later?

Yes. Many members come back to us for auto loans, credit cards, personal loans, and home financing when new needs come up. Your membership gives you access to all of our lending options.
I’m not sure what product is right for me. Can someone help? Of course. You don’t have to figure it out on your own. Our team is happy to talk through your goals and help you choose options that fit your situation. Contact us or stop by a branch today.

Beware of spoofing scams. Scammers can fake caller ID to look like a trusted source. Always verify before sharing personal info or clicking links. Red Rocks Credit Union never uses third-party messaging apps. If you get a suspicious message or call, contact us directly at 303.471.7625.